Do you want to get your Money FAST?
No one can get your Tax Refund Anticipation Loan Money faster than Peoples Tax!
Our tax preparation fees start at $120 and are competitive with the fees of the national tax firms. We offer a Triple Guarantee of Accuracy, Year-round Service and Satisfaction.
Peoples offers a number of affordable ways to get your money fast. See the chart below and talk to your Peoples Tax Advisor to determine the right product for you...
Available | Cost Comparison | Time-Frame | Refund Amount |
$130-$227 | Usually 24 Hours | Full Refund | |
$127 | 8-15 Days | Full Refund |
How Does It Work? Easy!
- Bring us your W-2s and other tax info
- We'll prepare and e-file your taxes to the IRS and the Bank
- You come back to pick up your Refund Anticipation Loan check (usually in 24 hours or less)
Why Come To Us?
- No one can get your tax refund loan money faster than Peoples
- Peoples is a local Richmond firm with fees comparable to national tax firms
- Peoples' convenient locations are open evenings and weekends
What Do You Need To Do?
Just stop by the most convenient Peoples office near you - walk-ins welcome - appointments available.
Questions? Read the details below or call Peoples at 204-1040
The following bank products are Refund Anticipation Loans provided by the lending institution:
- Refund Processing Transfer
- Refund Anticipation Check
- Refund Anticipation Loan
Additional Services Available through Other Partners:
- Low Cost Check Cashing
Money in as little as 24 Hours
Refund Anticipation Loan (RAL)
What is a Refund Anticipation Loan? It's a loan in an amount equal to your anticipated federal income tax refiund.
How does it work?
- You return to our office to pick up the Refund Anticipation Loan check (less fees) in as little as 24 hours.
- You may choose to receive the Refund Anticipation Loan funds through direct deposit to your bank account.
- All loans equal to the refund amount, including 100% of the Earned Income Credit (EIC).
- No additional charge if you are claiming the Earned Income Credit (EIC).
- Everyone is eligible to apply for a full Refund Anticipation Loan regardless of EIC status or whether or not they have prior RAL experience.
- No minimum withholding requirement.
- Adoption Taxpayer Identification Numbers (ATINs) and Individual Taxpayer Identification Numbers (ITINs) are accepted.
- All fees are deducted from the check or direct deposit amount, so you pay nothing out-of-pocket.
Money In 8-15 Days
Refund Processing Transfer (RPT)
What is a Refund Processing Transfer? An RPT is an easy and cost-effective way for you to get your refund and pay for tax preparation services out of your refund amount. You receive a direct deposit to your personal bank account in an amount equeal to your anticipated federal and state income tax refunds (less fees) when the bank receives your actual refund.
How does it work?
- You receive your RPT (less fees) via direct deposit to your personal bank account in approximately 8-15 days.
- All fees are deducted from the direct deposit amount, so you pay nothing out-of-pocket.
Money In 8-15 Days
Refund Anticipation Check
What is a Refund Anticipation Check? You receive an amount equal to your anticipated federal income tax refund (less fees) when the bank receives your actual refund from the IRS or state.
How does it work?
- You return to our office to pick up the Refund Anticipation Check (less fees) in approximately 8-15 days.
- All fees are deducted from the check or direct deposit amount, so you pay nothing out-of-pocket.
Low Cost Check Cashing
Peoples Income Tax customers that receive a tax refund check from the Bank are able to cash their checks (amounts up to $9,999) at local SunTrust Bank locations for only $15. Please bring two forms of identification (one must be a picture i.d.). If the check is made out to two people, both of them need to be present with the proper identification.
